Terms and Conditions

As a user (visitor) of our site, please read carefully the rules contained in the Terms and Conditions of www.zba.ro. Continued use of the website is your agreement to these Terms and Conditions.

For all information available on this website, the copyright is owned by Zurich Insurance-Reinsurance Broker S.R.L.

Zurich Broker has the right to unilaterally modify the provisions of the Terms and Conditions in accordance with the legal provisions. Changes take effect as soon as the terms and conditions on the website have been made available, along with the numeric marking of the version. Your use of the website as a user after making these changes implies that you have become aware of them, understand their understanding and have expressed their agreement to their application as far as you are concerned.

In the event of discrepancies between the Terms and Conditions and the general insurance conditions, priority shall be given to the general insurance conditions, in compliance with the legal provisions for the conclusion and execution of distance contracts for financial services. The information on this website is provided in good faith and Zurich Broker considers them to be correct. However, the data, opinions and headings (press releases, etc.) contained on the Zurich Broker's website are provided for the sole purpose of informing Zurich Broker's activities and the company does not guarantee their constant updating. The use of data and information as a support for choosing personal investment operations is at the full risk of the user (the visitor).

The information presented on this website is derived from the internal sources of the Zurich Insurance Broker-Reinsurance Broker. Zurich Broker is authorized to modify at any time and as appropriate the content and the functional and operative ways of the website without any prior notice. Zurich Insurance-Reinsurance Broker S.R.L will ensure that the information presented on the website responds, as far as possible, to the requirements of reliability, fairness, accuracy and timeliness. Zurich Insurance-Reinsurance Broker S.R.L is relieved of any liability in case of any errors or inaccuracies in the content of this information due to causes that can not be attributed to it. None of the information presented on the Website constitutes any investment advice, recommendation, or request from Zurich Insurance Broker to re-purchase or sell financial instruments.

The information and services provided by the www.zba.ro website may not be used, downloaded or imported in other states or by foreign citizens if the applicable law in these States or such citizens contains provisions contrary to their use or spreading and communication; in countries where Zurich Insurance-Reinsurance Broker S.R.L is not authorized to provide this information and service. Zurich Insurance-Reinsurance Broker S.R.L is not responsible for damages resulting from any interruptions, suspensions, delays or abnormalities encountered in the distribution of the service, depending on the supply of electricity or the telephone service or the malfunctioning of the Internet or for any other reason it does not depend on it.

MANNER OF ELECTRONIC SERVICE PROVISION OF ZURICH INSURANCE-REINSURANCE

www.zba.ro website may only be used by adults who have the ability to exercise their rights and assume their obligations by committing legal acts personally. Use of the website is only possible if the Java script and cookies folders are enabled in the User's browser.

INFORMING RESPONSIBLE PERSONS ON THEIR RIGHTS / PERSONAL DATA PROTECTION

When visiting www.zba.ro, the web server automatically registers the name of your internet service provider and the website you visit. Any other personal data will only be saved if offered voluntarily by you, for example, in the context of a recording, a poll, a contest, or a contract.

Zurich Insurance-Reinsurance Broker S.R.L is registered with ANSPDCP in the personal data processing register with no. 11946, for the purposes of insurance and reinsurance services and advertising, marketing and advertising. The company processes your personal data (name, surname, sex, date and place of birth, address, citizenship, profession, CNP, series and ID number) for the purpose of insurance/reinsurance services and is only communicated to the following recipients:

• Financial Supervisory Authority; 
• The National Agency for Fiscal Administration; 
• other possible central and local public authorities; 
• other individuals or legal entities processing personal data on behalf of the Company.

The user has the following responsibilities: to provide true, accurate and complete data as required by the contact form when applicable; to maintain and renew, when the situation asks, the registration data to be true, accurate and complete.

Also, they assume the obligation not to do the following:

• to publish materials containing viruses or other programs with the intention of destroying this system and any system or information;
• to publish copyrighted material, if he is not the author, or if he does not have permission from the author to publish the material in question;
• to publish obscene, defamatory, threatening or malicious material to another user, the natural or legal person, materials or information prohibited by the applicable legal provisions;
• to publish an image or statement that violates the applicable legal norms in force

Complaints about the operation of the website may be filed by phone +4021 318 62 28/29/30 or in writing at Zurich Insurance-Reinsurance Broker headquarters: Bucharest, District 1, Bd. Primaverii no. 12.

The complaint must contain at least the following information: user identification info: name and surname, e-mail address, mailing address, and description of the issue to which the complaint refers. Looking at the outcome of the complaint analysis, Zurich Broker immediately notifies the complainant via electronic mail to the email address provided by the User. Complaints will be reviewed and received within 30 days of receipt by Zurich Broker.